Terms Of Use

Definitions & getting started

The terms of use is an agreement between SPARKPLAY TECHNOLOGIES PRIVATE LIMITED and all its subsidiaries, from here on referred to as the “company” (the company could also be referred to as “we”, “us”, “our” and other such adjectives), including its website, from here on is referred to as the “website” and you from here on will be referred as “you”, “your”, “user” or “player”.

The agreement must be read by you (user) completely and well understood before you agree to the terms of use governing any and all relationship in this agreement and terms of services , products or information and there usage , from here on are referred to as “Terms and conditions”. The user should read, understand and agree to the terms of use which includes those terms and conditions expressly set out below and those incorporated by reference, which you can access by clicking on the relevant link.

Services not offered in Assam, Sikkim, Andhra Pradesh, Telangana, Orissa & Nagaland

The applicable laws in the state of Assam, Sikkim, Telangana, Andhra Pradesh, Orissa and Nagaland may prohibit a player from using the services offered on our website. There may be applicable penalties imposed on such user by the respective state governments or the central government of India as the case maybe. Our company and its website doesn’t accept membership request from people who are residing in these states and if a user residing in such state becomes a member of the site by giving false information, the liability will be solely on the user and the company reserves the right to terminate the users membership without any notice and confiscate all his deposit and winnings as the case might be. You accept that Rummy Expert Circle.com or SPARKPLAY TECHNOLOGIES PRIVATE LIMITED will not be liable to take any responsibility for the breach of the user of applicable state laws. Users from all state have to always ensure that they are following the applicable state laws and we will try to post any changes that we seem appropriate to better educate the users. Our decision in this regard will be final and no consideration whatsoever will be extended to the user.

Account Creation & Maintainance

You may only have one account on our website from here on referred to as “Account”, for which you will register using your own, correct name. You may not use the service by means of another person's account. Should you attempt to open more than one account, under your own name or under any other name, or should you attempt to use the service by means of any other person's account, we will be entitled to close all Your Accounts and bar you from playing games in our website in future immediately. You should ensure that you have read and understood the rules and regulations of the games available through the service, here on referred to as the “games”. You agree to abide by the rules and regulations of each of the Games as published and periodically changed on the website.

The rules that govern the games and services offered by the website form part of the terms and conditions and they will be available under the “About Game” or similar section on the website. For all rules, however they may or may not be explicitly mentioned on the website. The user is encouraged to seek clarification by using the customer services offered. The determination decided by the company and/or its website will be final and you agree to abide by them by accepting the terms and conditions. Rummy Expert Circle.com reserves the right to suspend any account that has an offensive/vulgar username and/or uses abusive/vulgar language in the chat window.

Sharing of password & other player Responsibilities

Sharing or distribution of the password with any other user/ person/ group or any third party is strictly prohibited. Rummy Expert Circle.com is not responsible if your account is accessed or opened by others using your password. You are held legally responsible and liable for all of your activities on the website made from your account. The players admit that they may be exposed to content posted by other users which they may find offensive, obnoxious or indecent and that the website may not be able to prevent such content being posted. Such content should be brought to notice of the website. The website shall act upon the information as it deems acceptable. The decision taken by the management of the company or the website in this regard shall be final and binding on the player and the player specifically agrees that Rummy Expert Circle.com will not incur any liability under any circumstance whatsoever regarding the same. You understand that it is your obligation to protect the information you have provided on the website including, but not limited, to usernames, passwords, email addresses, contact details, and telephone numbers. You explicitly understand and agree that we will not incur any liability for information provided by you to anyone which may result in your account on the website being exposed or misused by any other person or any other harm or loss being suffered by you. You are accountable to obey any applicable law, while taking part in any competition or tournament organized through the website. You undertake and agree to indemnify us against any claims, expenses or liabilities suffered by or claimed against us by any person or entity arising out of your non-compliance with any applicable laws. You also understand and accept that your mere participation in a game/ tournament available on the website does not create any obligation on us to give you a prize. Your winning a prize is entirely dependent on your skill as a player same as other players in the game/tournament and subject to the rules of the game/ tournament. You acknowledge that your participation in any game/tournament available on the website is purely voluntary and is at your sole discretion and risk. You understand and acknowledge that once a game/tournament has commenced, not being able to play due to slow internet connections, faulty hardware, internet connection failure, low computer configuration or for any other reason does not attributable to us to a refund of the entry fee you may have paid for participation. You agree, understand and acknowledge that you will use your account with us solely for the purpose of playing on the website and for any other transactions with us which you may have to carry out with respect to your usage of the services. You understand and acknowledge the fact that we are neither a bank nor a financial institution and that the purchases/balance standing to the credit in your account do not accumulate any interest. You also understand and agree that your account maintained with us is purely for the purpose of payment of the entry/subscription fee to participate in games/tournaments made available on the website and for purchase of cash prizes that you may win. You also agree that you are required to furnish your PAN (Permanent Account Number) duly issued to you by the Income Tax Department, Government of India, as the case may be, to deduct TDS as per the rules and regulations of the government of India. You acknowledge that you are making use of the services knowing that you may face a risk of monetary loss, when using the services and that Rummy Expert Circle.com shall have no responsibility to you for any such loss that arises in the course of your participation in the services. You may not impersonate another person or user, attempt to get a password, other account information, or other private information from a user, or harvest email addresses or other information. In the event, we have reasonable grounds to believe that your activities include any of the acts specified above, We may initiate appropriate legal proceedings against you as well as notify the relevant regulatory or law enforcement authorities where appropriate, apart from suspending or terminating your privileges for the use of the website. You may not purchase, sell, trade, rent, lease, license, grant a security interest in, or transfer your user account, any content, currency, points, standings, rankings, ratings, or any other attributes appearing in, originating from or associated with the Website or by using any Services.

Intellectual Property

SPARKPLAY TECHNOLOGIES PRIVATE LIMITED hold all rights tangible or intangible for the website and all the services offered on the website including but not limited to all games and other content , promotional material, inter alia all strategic and development plans, ideas , designs, financial conditions, business plans, data banks, information related to technology and process, the technology developed including the software and methodology of usage from here on referred to as “intellectual Property” . The company is only permitting the user to use the Intellectual property to play the games and use other services offered and under all circumstances the user is strictly prohibited to use the intellectual capital otherwise, which includes but is not limited to copying, reproducing or transmitting any media known to / or will be known to human kind of the intellectual property. The user is not being granted any rights whatsoever with respect to the intellectual property by allowing him to play games on the website and use other services on the website. All other trademarks are the property of their respective owners.

Practice chips policy

Rummy Expert Circle.com has changed its practice chips policy. Henceforth practice chips will now be given only at the time of registration and under some special promotional schemes announced from time to time.

Description of services offered

SPARKPLAY TECHNOLOGIES PRIVATE LIMITED is a technology company which through its website Rummy Expert Circle.com aims at providing technology and IT services to enable online multiplayer gaming in real time. Besides providing technology and IT services to enable online games of skill, the company will also create software and technology to enable play of game of skills on multiple technology platform, real time or otherwise . Such technology will not be sold but the users will be allowed to use it at the sole discretion of the SPARKPLAY TECHNOLOGIES PRIVATE LIMITED.

The services provided by the website are only intended to play with skill and for entertainment purpose only. The company is not responsible for any betting or gambling acts that may take place outside the website.

SPARKPLAY TECHNOLOGIES PRIVATE LIMITED. will charge the users for providing such services. GST is applicable for the services and the service charge collected at the beginning of each game will include the GST and other taxes and charges as applicable. The service charge levied is subject to change from time to time and the users will be informed accordingly by answering to such specific request from customer care. We reserve the right to collect service charge at varying rates and at different times and for multiple types of games and other services offered by us. The service charge and applicable taxes may vary as per the changes in the law and we may change the levy of service charge accordingly based on the company’s discretion.

Software usage

Commercial use of the Software is strictly forbidden. The User is only allowed to use the Software for his/her personal use. Under no circumstances shall a User be permitted to use his/her account with SPARKPLAY TECHNOLOGIES PRIVATE LIMITED for any purpose other than for playing the Games. You may open only one account per person. SPARKPLAY TECHNOLOGIES PRIVATE LIMITED reserves the right to monitor any effort to establish multiple accounts; in the event SPARKPLAY TECHNOLOGIES PRIVATE LIMITED discovers that you have opened more than one account per person, all additional accounts will be closed immediately without notice and continued violation will result in the termination of any and all of your accounts and SPARKPLAY TECHNOLOGIES PRIVATE LIMITED may void any associated winnings. The user may not attempt to modify, compile, reverse-engineer or disassemble the software in any way. The use of artificial intelligence including, without limitation, "robots" is strictly forbidden in connection with the Software and the Games. All actions taken in relation to the Games by a User must be executed personally by the User through the user interface accessible by use of the Software. You agree that SPARKPLAY TECHNOLOGIES PRIVATE LIMITED may take steps to detect and prevent the use of prohibited EPA Programs. Such action may include, but is not limited to, the examination of software programs running concurrently with the SPARKPLAY TECHNOLOGIES PRIVATE LIMITED Software on the User's computer.

Fairplay & prevention of collusion and fraud

All necessary steps have been taken in order to ensure fair play on the website. We will prevent you from colluding with other players in order to win/loose. When you agree to the terms and conditions mentioned here, you agree that you will not play any game in partnership or by communicating with other players which may give benefit you over other players. In case a player is found involved in such activities, SPARKPLAY TECHNOLOGIES PRIVATE LIMITED has the right to withhold all the funds in the player's account and to cancel and close the account without any prior communication to the player.

As part of collusion prevention, we mandate that one user shall open only one account at Rummy Expert Circle. In case we discover duplicate accounts belonging to a user, we shall take appropriate action to terminate the duplicate accounts.

Electronic services provider

When you use our Services, you will be required to send money to us and may be required to receive money from us. To process such financial transactions, we may use third-party electronic payment processors or service providers (ESPs). As required, you permanently authorize us to instruct such ESPs to handle Account deposits and withdrawals from your account. You also permanently agree that in accordance with your requests as submitted, we may give such instructions on your behalf. You agree to be certain by the terms and conditions of use of each appropriate ESP. In the event of conflict between these Agreements and the ESP's terms and conditions, these Agreements shall prevail.

Third party Content

SPARKPLAY TECHNOLOGIES PRIVATE LIMITED will not stand the use of any abusive or offensive language on our chat boards or any other platforms. Also, you are not allowed to make false or damaging comments with regard to the company in any media or forum. We hold the right to reject or delete any text, files, images, photos, video, sounds, or any other material that breaches the terms in accordance with our third party content policy posted by you on any platform. Any violation may result in removal of the third party Content, a suspension of your use of the Services and/or any suitable action as may be required by us to ensure the agreement.

Please beware of phishing attacks, spoofed emails and links from external third party sources but claiming to be from Rummy Expert Circle . Rummy Expert Circle is not responsible for such emails/messages and/or any loss arising out of clicking on links contained in them.

Disconnections & Technical issues

In case of any technical failures, server crashes , breakdowns, software defects, disruption or malfunction of service, as a policy, Rummy Expert Circle will cancel the games and refund the bet amounts after proper verification and no rake will be taken from such games and you accept that Rummy Expert Circle is not responsible to you in all such cases. Rummy Expert Circle does not hold any liability to any disconnection, lag, freeze or interference in network on the user’s computer or any other external networks. In case of any disruption for an ongoing game, the game will be manually can celled by Rummy Expert Circle and the points/chips shall be refunded irrespective of the status of the game. For any game, Rummy Expert Circle Pvt. Ltd has the right to cancel and refund the points/chips. In no case, other than a server crash, Rummy Expert Circle is accountable for any of the player's disconnections from server.

Disclaimers & Indemnification

By registering, you are considered to have accepted and understood all the Terms and conditions. We recommend that you keep a copy of all transactions, rules of playing, cancellation and payment policies. Our failure or delay to act or exercise any right or remedy with respect to a breach of any of these Terms and conditions by You does not surrender Our rights to act with respect to any prior, concurrent, subsequent or similar breaches. Any competition or tournament organized by us on the Website shall be governed by these Terms and conditions and any additional terms and conditions which may be explicitly defined for a competition or tournament.

The company and/or its website and/ solely reserve the right to singly change the terms and conditions and update the same on the website. It is the user’s responsibility to check the updated terms and conditions on a regular basis and to decide whether to continue his membership on this website or not. At any point of time you may choose to discontinue the use of our website or any services offered by the company. If you continue to use the Service/product or the Software, you will be responsible for your acceptance of the changes to this Agreement. If any judicial or quasi-judicial body in India declares any of these Terms or condition to be unlawful, invalid, void or unenforceable for any reason, the validity and enforce ability of the remaining Terms and conditions will not be affected. Any such inappropriate Term or condition will be replaced with another term that is valid and enforceable and is in most nearly with effect to the original invalid term.

By agreeing to the terms of use you agree to the fact that the information you have provided to the company, website or affiliate on our website and its affiliates, will be used by the company and its affiliates as considered appropriate. Our methods of gathering information may change from time to time and our privacy policy may be modified too. These changes will be posted on this page. You can always understand the information we collect, how we use it, and under what circumstances we disclose it.

Warranty

The company disclaims any and all Warranties, expressed or implied, in connection with the software, the site and the games, all of which are provided to the user "AS IS". You access and use the website at your sole risk. The Company explicitly disclaims all warranties or conditions of any kind, express, implied or statutory, including without limitation the implied warranties of title, non-infringement, changeability, and fitness for a particular purpose.

Limitation of liability

You clearly understand and agree that the company shall under no circumstances (including, without limitation, in contract, negligence or other tort), be liable for any direct, indirect, ancillary, special, incidental, consequential or exemplary damages. This includes, but is not limited to injury, claim, loss of data, loss of income, loss of profit or loss of opportunity, loss of or damage to property, damages for monetary loss, goodwill, use, data or other intangible loss (even if the company has been advised of the possibility of such damages), resulting from or arising out of the use of or the inability to use the service, even if we have been advised or become aware of the possibility of such damages or loss or that such loss was foreseeable. You agree to indemnify us against any claims in respect of any such matter.

Governing law & Jurisdiction

This Agreement shall in all respects be governed, interpreted by, and construed in accordance with the laws of India. All disputes, differences, complaints etc., shall be subject to Arbitration under the Indian Arbitration and Conciliation Act, 1996. The arbitrator will be appointed by the company after due consent from the company and the user. The place of arbitration shall be KOLKATA, West Bengal, India.

There could be instances where the company is not able to receive prompt updates about the change in applicable laws of your place of stay. Please ensure that any activities you engage on the Website are legal as per the applicable laws. You agree to indemnify and hold harmless the company or its website from any claim, demand, damage, or loss whatsoever coming out due to your non-compliance with the laws of your jurisdiction.

Accepting the terms of use

You hereby accept the fact that you have read, understood and are willing to abide by the above Terms and Conditions.